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09/14/2009
Consumers across the U.S. and Canada are losing substantial sums of money, sometimes more than $1,000 per victim, responding to TV, newspaper or Web site advertisements that “guarantee” loans to people with poor credit.
“People with the poorest finances are being victimized. They don’t think they have any other option,” said Steve Cole, president and CEO of the Council of Better Business Bureaus.
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06/03/2009
Creating an effective advertising strategy isn’t just about where and when ads are placed, but also what claims are being made.
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06/03/2009
Both General Motors and Chrysler have announced that they are effectively closing nearly a total of 2,000 dealerships across the country. What does this mean for you?
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06/01/2009
If you are seeking to improve your financial situation, you won't make much progress unless you change your spending and savings habits. And, until you honestly assess how much money comes in (your income) and where it flows out (your expenses), you won't know which changes are right for your particular situation. That is why you need a spending plan, also called a working budget
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06/01/2009
Bankruptcy is a legal procedure that permits an individual (or business) to obtain relief from most or all of their debts. It enables people to seek a solution to their financial problems through the federal court.
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05/05/2009
A tried and true way to save money in a tough economy is clipping coupons. Because of the Internet, however, a savvy consumer no longer has to wield a pair of scissors in order to reap rewards. The popularity of online coupons is on the rise and Better Business Bureau offers the following advice for identifying a deal and avoiding deceptive offers.
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05/05/2009
Anyone who has recently seen the interest rates on their credit cards more than double isn’t alone. Citing economic conditions, American Express, Bank of America, Citibank, Capital One, and HSBC are raising rates on potentially millions of credit card holders. Fortunately though, there are a few steps that credit card holders can take to try and keep their old rate and Better Business Bureau offers the following advice for fighting back against skyrocketing interest rates.
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03/06/2009
BBB is warning the public to be extremely wary of companies that offer "free" advice on how to get government grants
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03/02/2009
Consumers are being battered on all fronts and offers from companies to help get them out of debt are extremely tempting in troubling times. Offers of debt negotiation, debt settlement, and debt elimination are three different options available to consumers. Better Business Bureau advises consumers to ensure they understand these critical differences before enlisting the help of a company to manage their debt or they could end up making their current financial situation worse.
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01/30/2009
Retailers across the country are being hit by the declining economy and some big brand names such as Circuit City are closing doors and liquidating assets in order to pay debtors. To customers’ ears, a going-out-of-business sale means huge discounts, but Better Business Bureau is warning bargain-hunters to be on the alert for false deals when shopping liquidation sales.
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10/01/2008
Rising healthcare costs are forcing small business owners to decide whether or not they can afford to provide health coverage for their employees. Some employers are choosing to contribute to Health Savings Accounts (HSA) for employees as an alternative to paying for health insurance, and Better Business Bureau is providing guidance for small business owners on whether HSAs could be a viable option for their company.
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04/02/2008
Despite the decline in reported ID theft, Better Business Bureau (BBB) warns that thieves and hackers still lurk online and is offering advice consumer can use to protect their personal and financial information.
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12/31/2007
When you make a major purchase, the manufacturer or seller makes an important promise to stand behind the product. It's called a warranty. Coverage varies, so you can compare the extent of warranty coverage just as you compare the style, price, and other characteristics of products.
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10/02/2007
It is up to each retail store to set its own policy with regard to refunds and exchanges. There is no legal requirement for a store to give you back your money after a purchase. Even if the merchandise is defective, the merchant may choose to give you another item.
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09/05/2007
Every year hurricanes, tornados, violent thunderstorms, flooding and fires wreak havoc across the country. In 2006 alone, there were 33 major catastrophes affecting hundreds of communities across the U.S., which resulted in 2.3 million claims for losses totaling $9.2 billion, according to the Insurance Information Institute.
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